STARS asked:
And also do they have the same rights as far as
a debt collector trying to get debt vs a debt purchaser???
Gail
And also do they have the same rights as far as
a debt collector trying to get debt vs a debt purchaser???
Gail
Posts Tagged ‘Debt Collector’
How are debt purchasers different from debt collectors?
Tuesday, March 2nd, 2010Is the SOL on credit card debt determined by the state you currently live in or where the debt originated?
Wednesday, June 3rd, 2009
GeminiStars asked:
Is the Statute of Limitations on credit card debt, determined by the state you currently live in or where the debt originated?
Is the Statute of Limitations on credit card debt, determined by the state you currently live in or where the debt originated?
I have a debt that I stopped paying on in Jan 2002. I acquired the debt while living in Texas and stopped paying it while living in Texas. My husband is military so we have lived in Missouri for the past 4 years.
The SOL for TX is 4 years for open accounts (credit cards) and for MO it is 5 years. Either way, the SOL has run out on this debt, however I am still wondering which would apply to us since we are military? We claim TX as our home/residence.
Thanks!
This debt was sold to a debt collector years ago.
I have known others that have written cease and desist letters so I am not so sure that SOL on card debt is a “myth”.
Georgia
What rights do I have when a debt collector or creditor is trying to collect money from me?
Wednesday, April 22nd, 2009
TONY asked:
My husband passed away and left a credit card debt. I did not co-sign or use in anyway this credit. Should I be concern? I already send the death certificate and now the credit card send the info to a debt collector.
Shoul life insurance be consider his state or mine?
Judith
My husband passed away and left a credit card debt. I did not co-sign or use in anyway this credit. Should I be concern? I already send the death certificate and now the credit card send the info to a debt collector.
Shoul life insurance be consider his state or mine?
Judith
What happens if i don’t pay a debt for a toll violation?
Tuesday, April 7th, 2009
Brian F asked:
I went through a toll here in Colorado, there was nobody manning the booth and no forms to submit payment later. Admittedly i forgot all about it, and here it is a year later and a debt collector is leaving messages on the main voicemail at work, with the administrative staff forwarding messages from them to me after hearing them. My debt is now 145 bucks, which i would have payed had they not harassed me at work. What are my legal outlets? They did not budge either on trying to negotiate it down.
David
I went through a toll here in Colorado, there was nobody manning the booth and no forms to submit payment later. Admittedly i forgot all about it, and here it is a year later and a debt collector is leaving messages on the main voicemail at work, with the administrative staff forwarding messages from them to me after hearing them. My debt is now 145 bucks, which i would have payed had they not harassed me at work. What are my legal outlets? They did not budge either on trying to negotiate it down.
David
How does being referred to a debt collector affect my credit?
Tuesday, March 3rd, 2009
switchsox asked:
I just got a letter from a debt collection agency, giving me a certain amount of time to pay a bill. Will this negatively affect my credit score?
Kim
I just got a letter from a debt collection agency, giving me a certain amount of time to pay a bill. Will this negatively affect my credit score?
Kim
How is it possible for a debt collector to sell ones debt to another creditor?
Sunday, December 21st, 2008
Gail T asked:
this is for a friend of mine.16 years ago she fell short on her car payments,which was like 4 months behind.It went from B of A Bank in Calif to
a creditor,from there she was able to pick up the pieces and a flat sum to settle
was offered and I helped on the pay off.She has her title,good credit,and just the other day she received a letter from a creditor called RJM Aquisitions
Funding LLC located in Syosset, Ny and yet they have another address to
Hauppauge,Ny.I looked up on a site for this place and there was god knows how many complaints were on there,and everything from their offer for a Mistic
credit card fraud,to fingerhaunt,to debts that were already settled years ago,to
god knows what else.It is stated in one complaint,How can a pass creditor sell
an already settled debt that is 21 years ago???If anyone out there has heard
of this company..please,please do not accept anything from them,I will be contacting the better buisness place in NY.
Frederick
this is for a friend of mine.16 years ago she fell short on her car payments,which was like 4 months behind.It went from B of A Bank in Calif to
a creditor,from there she was able to pick up the pieces and a flat sum to settle
was offered and I helped on the pay off.She has her title,good credit,and just the other day she received a letter from a creditor called RJM Aquisitions
Funding LLC located in Syosset, Ny and yet they have another address to
Hauppauge,Ny.I looked up on a site for this place and there was god knows how many complaints were on there,and everything from their offer for a Mistic
credit card fraud,to fingerhaunt,to debts that were already settled years ago,to
god knows what else.It is stated in one complaint,How can a pass creditor sell
an already settled debt that is 21 years ago???If anyone out there has heard
of this company..please,please do not accept anything from them,I will be contacting the better buisness place in NY.
Frederick
TIPS on How to Negotiate a Settlement from Debt Collector?
Tuesday, November 25th, 2008
Questioner asked:
I received a court summons a couple days ago and I’m in the process of negotiating a settlement for a $2100 debt. Any tips or negotiating tactics helpful during this process would be super helpful. I’m a college student and I’m trying to pay the least amount possible as I’m obviously broke.
I received a court summons a couple days ago and I’m in the process of negotiating a settlement for a $2100 debt. Any tips or negotiating tactics helpful during this process would be super helpful. I’m a college student and I’m trying to pay the least amount possible as I’m obviously broke.
Thanks for any help!
Dennis
How far can debt collectors go?
Monday, September 29th, 2008
Chachi asked:
I have spoken with a certain debt collector and have told them I don’t have the money to pay off the debt they keep calling multiple times everyday. Is there anything I can do?
Jason
I have spoken with a certain debt collector and have told them I don’t have the money to pay off the debt they keep calling multiple times everyday. Is there anything I can do?
Jason