Posts Tagged ‘Credit Debt’
Friday, February 12th, 2010
violet46 asked: I’m not talking about those debt consolidation programs, where they settle your debt and you make payments to them. That actually adversely affects your credit. But what other ways are there?
Philip
Tags: Credit Card Debt, Credit Debt, Debt Consolidation Programs
Posted in Credit | 10 Comments »
Thursday, January 21st, 2010
mort6282003 asked: I am being sued by Apothaker & ***. and on the papers they claim to be representing Discover.
Discover has this listed as profit and loss right off bad debt on my credit report. Wouldn’t that mean they sold the debt?
Terry
Tags: Bad Credit, Credit Debt, Discover
Posted in Personal Finance | 2 Comments »
Saturday, January 16th, 2010
Zomba Fett asked: I recently found out that far not all collection agency would report debt satisfaction to Experian. What should I do to ensure that documents of satisfaction of my debt reach Credit Bureau?
Jose
Tags: Credit Bureau, Credit Debt, Experian
Posted in Credit | 1 Comment »
Sunday, July 12th, 2009
Kee Kee asked: I filed my taxes today and included a 1099c form for a credit card debt of $10,107. Now that this debt is paid, how can I get the credit card company to remove this from my credit report so my credit score can go up. All of my bills are paid on time and I only have one debt left that is a positive on my report. My goal is to be debt free and buy a house this year.
Tamara
Tags: Buy A House, Credit Card Debt, Credit Debt
Posted in Credit | 4 Comments »
Saturday, June 27th, 2009
RunsWithKnife asked: I owe about $12,000 in credit card debt and I wanted to make that my year’s goal to pay it off, but a lot of the websites I find require that you own a home, or charge a huge interest for someone to “negotiate” with your creditors to bring down interest. Does anyone know of a good resource where I can just consolidate the debt and make one reasonable payment?
Brent
Tags: Consolidate Debt, Credit Card Debt, Credit Debt
Posted in Credit | 8 Comments »
Monday, April 20th, 2009
ikeasks asked: I am trying to help someone who has aboout $10,000 in credit card debt, spread over 6 cards, get things turned around. Is there anyone who knows the options they have and which processes are the best. Any help is greatly appreciated.
Delores
Tags: Credit Card Debt, Credit Debt, Debt Consolidation Work
Posted in Credit | 2 Comments »
Monday, April 13th, 2009
idma42 asked: I have quite a bit of credit card debt. Should I use my savings to pay off this debt, or would it be smarter to use it as a down payment on a house, and then a year or so down the road take out a home equity loan to pay off the debt?
Maria
Tags: Credit Card Debt, Credit Debt, Home Equity Loan
Posted in Personal Finance | 8 Comments »
Thursday, March 26th, 2009
A Phi Football Fan asked: I have racked up about $10,000 in credit card debt stemming from college and medical expenses. What is my best option as I am still a student and working with a very limited budget? Are there hidden catches to debt consolidation companies; if so what?
What is the best way to negotiate with creditors to lower the debt?
Raul
Tags: Credit Debt, Debt Consolidation Companies, Limited
Posted in Personal Finance | 5 Comments »
Thursday, March 19th, 2009
extisc asked: An older family member of mine has a large amount of credit card debt and their only major asset is the house that they currently live in. From what I’ve read it seems that creditors will liquidate all of their assets including the house in order to try and cover the debt upon their death.
One of their children wants to purchase the house or assume the mortgage from them now and become the new owner. If the house is sold/transferred in this manner and no longer belongs to my older family member with the large debt, will creditors try to come after her child upon her death?
The house is located in Florida.
Carrie
Tags: Card Debt, Credit Debt, Older Family
Posted in Credit | 3 Comments »
Wednesday, March 18th, 2009
Kathy S asked: Im Looking at a lot of credit card debt and its beginning to become to much for me. What services if any are the best to use when looking to consolidate? Fyi im have about 7 different credit cards with some substancial amounts on them!!Help Please!
Travis
Tags: Credit Card Debt, Credit Debt, Debt Service
Posted in Credit | 10 Comments »
