January 23rd, 2010
MbW asked: I am looking to settle my credit cards for less than what I owe and was interested in getting a company to do this for me. I am not interested in credit counseling- I’ve tried it before and just need to get this debt paid off.
Diane
Tags: Credit Cards, Debt Settlement Companies
Posted in Credit | 5 Comments »
January 21st, 2010
mort6282003 asked: I am being sued by Apothaker & ***. and on the papers they claim to be representing Discover.
Discover has this listed as profit and loss right off bad debt on my credit report. Wouldn’t that mean they sold the debt?
Terry
Tags: Bad Credit, Credit Debt, Discover
Posted in Personal Finance | 2 Comments »
January 19th, 2010
Makanre asked: We just discussed in class that each household would have to pay $549,000 to get out of debt. I know the number is very high but does anyone know the actual amount in debt we are?
Tanya
Tags: Household, United States
Posted in Government | 5 Comments »
January 18th, 2010
jonairten asked: Real estate debt as in a mortgage on a house that isn’t yet paid off. Does the bank just take the house? Or do the children have to pay off that debt?
PLEASE leave a link to an official website showing the answer if possible. Thanks much!
Allison
Tags: Mortgage, Real Estate
Posted in Renting Real Estate | 6 Comments »
January 18th, 2010
meek asked: I’m considering consolidating my debt with the consumer credit counseling agency in my town but someone told me that it’s considered (i guess by potential creditors) the same as filing bankruptcy? Is this true?
Catherine
Tags: Consumer Counseling, Consumer Credit Counseling, Credit Counseling Agency
Posted in Credit | 7 Comments »
January 16th, 2010
Zomba Fett asked: I recently found out that far not all collection agency would report debt satisfaction to Experian. What should I do to ensure that documents of satisfaction of my debt reach Credit Bureau?
Jose
Tags: Credit Bureau, Credit Debt, Experian
Posted in Credit | 1 Comment »
January 13th, 2010
don k asked: WIfe is 40% owner in a business set up as a partnership. about 10K in debt and no profits. Looking shut down the business. What happens to the debt if the partnership dissolves. Are we liable for only our 40%? what if the other partner defaults on her portion of the debt?
Lloyd
Tags: Partner, Partnership, Profits
Posted in Other - Business Finance | 2 Comments »
January 8th, 2010
Tina I asked: I paid the debt in full but the credit report said that I still owe a balance. I can’t even get an apartment.
Scott
Tags: Apartment, Credit Report, Report Said That
Posted in Credit | 6 Comments »
January 4th, 2010
omar c asked: I am in debt with all my credit cards, i was thinking about consolidating my debt but I heard that was going to mess up my credit even more. Is that true?
Zachary
Tags: Consolidation Company, Credit Help, Debt Consolidation
Posted in Credit | 10 Comments »
January 1st, 2010
Informedconsumer asked: Concerning 3rd party collections…. How does one know statued of limitations on an old debt that has been charged off and sold to a 3rd party collection agency. Is the debt collectable after a curtain amount of years? And does the statue of limitation begin after charge-off date or the last dated payment made on the account?
Chris
Tags: Collectable, Curtain, Statue Of Limitation
Posted in Credit | 5 Comments »
